Saving Money - Saving Lives-Minnesota Safety CouncilIf you are 55 or older, save money on your car insurance premiums and become a better driver! Minnesota law requires insurance companies to offer you a 10%reduction for three years if you complete the National Safety Council's Defensive Driving Course, taught by professional, certified instructors. The course is twosessions of classroom - no driving or test required. You will receive a certificate of completion to provide to your insurance company. Attendance at both sessions isrequired to receive credit.